.elementor-652 .elementor-element.elementor-element-85a026c.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-5df33ab.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-91fd59a.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-d05d8b9.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-c47ea6c.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-2c0debe.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-908f99e.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-652 .elementor-element.elementor-element-f6d1c1b.elementor-element{--flex-grow:1;--flex-shrink:0;}/* Start custom CSS for html, class: .elementor-element-85a026c */.zaimhub-zki1 {
    width: 100%;
    box-sizing: border-box;
    background: radial-gradient(120% 140% at 8% 12%, #1B4B7A 0%, #123A63 32%, #0E7A5B 78%, #0BA46E 100%);
    padding: 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
    overflow: hidden;
    position: relative;
  }
 
  .zaimhub-zki1 * { box-sizing: border-box; }
 
  .zaimhub-zki1__inner {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 600px 600px;
    align-items: center;
    position: relative;
    z-index: 2;
  }
 
  /* ---------- Left column: text ---------- */
 
  .zaimhub-zki1__text {
    padding: 76px 56px 150px 24px;
  }
 
  .zaimhub-zki1__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255,255,255,0.12);
    border: 1px solid rgba(255,255,255,0.22);
    -webkit-backdrop-filter: blur(6px);
    backdrop-filter: blur(6px);
    color: #D9FFF0;
    font-size: 12.5px;
    font-weight: 600;
    letter-spacing: 0.04em;
    padding: 7px 14px;
    border-radius: 999px;
    margin-bottom: 22px;
  }
 
  .zaimhub-zki1__eyebrow svg { width: 14px; height: 14px; flex: none; }
 
  .zaimhub-zki1__title {
    font-family: Georgia, "Times New Roman", serif;
    font-weight: 700;
    font-size: 38px;
    line-height: 1.24;
    color: #FFFFFF;
    margin: 0 0 20px;
    max-width: 520px;
  }
 
  .zaimhub-zki1__desc {
    font-size: 16.5px;
    line-height: 1.7;
    color: #DCEEE7;
    margin: 0 0 14px;
    max-width: 500px;
  }
 
  .zaimhub-zki1__desc strong {
    color: #FFFFFF;
    font-weight: 700;
  }
 
  .zaimhub-zki1__note {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 14.5px;
    line-height: 1.6;
    color: #C7E9DD;
    margin: 4px 0 30px;
    max-width: 480px;
  }
 
  .zaimhub-zki1__note svg {
    flex: none;
    width: 18px;
    height: 18px;
    color: #6BE9B4;
    margin-top: 2px;
  }
 
  .zaimhub-zki1__badges {
    margin-top: 8px;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
  }
 
  .zaimhub-zki1__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255,255,255,0.10);
    border: 1px solid rgba(255,255,255,0.20);
    -webkit-backdrop-filter: blur(6px);
    backdrop-filter: blur(6px);
    border-radius: 999px;
    padding: 9px 15px;
    font-size: 13px;
    font-weight: 600;
    color: #F1FBF6;
  }
 
  .zaimhub-zki1__badge svg {
    width: 16px;
    height: 16px;
    flex: none;
    color: #7CF0BC;
  }
 
  /* ---------- Right column: illustration ---------- */
 
  .zaimhub-zki1__art {
    padding: 40px 24px 110px 56px;
    display: flex;
    align-items: center;
    justify-content: center;
  }
 
  .zaimhub-zki1__art svg {
    width: 100%;
    height: auto;
    max-width: 520px;
    display: block;
  }
 
  /* ---------- Ambient decoration ---------- */
 
  .zaimhub-zki1__glow {
    position: absolute;
    border-radius: 50%;
    filter: blur(60px);
    z-index: 1;
    pointer-events: none;
  }
 
  .zaimhub-zki1__glow--a {
    width: 420px; height: 420px;
    background: rgba(16,185,129,0.30);
    top: -120px; right: -80px;
  }
 
  .zaimhub-zki1__glow--b {
    width: 320px; height: 320px;
    background: rgba(47,111,237,0.25);
    bottom: -140px; left: -60px;
  }
 
  /* ---------- Responsive ---------- */
 
  @media (max-width: 1080px) {
    .zaimhub-zki1__inner {
      grid-template-columns: 1fr 1fr;
      max-width: 100%;
      padding: 0 24px;
    }
    .zaimhub-zki1__text { padding: 64px 32px 64px 0; }
    .zaimhub-zki1__art { padding: 32px 0 32px 32px; }
  }
 
  @media (max-width: 860px) {
    .zaimhub-zki1__inner {
      grid-template-columns: 1fr;
      padding: 0 20px;
    }
    .zaimhub-zki1__text { padding: 56px 0 20px; text-align: left; }
    .zaimhub-zki1__art { padding: 10px 0 48px; max-width: 420px; margin: 0 auto; }
    .zaimhub-zki1__title { font-size: 30px; max-width: 100%; }
    .zaimhub-zki1__desc, .zaimhub-zki1__note { max-width: 100%; }
  }
 
  @media (max-width: 480px) {
    .zaimhub-zki1__title { font-size: 25px; }
  }

  .zaimhub-zki2 {
    width: 100%;
    box-sizing: border-box;
    background: transparent;
    padding: 0 24px 64px;
    margin-top: -110px;
    position: relative;
    z-index: 5;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  }
 
  .zaimhub-zki2 * { box-sizing: border-box; }
 
  .zaimhub-zki2__inner {
    max-width: 940px;
    margin: 0 auto;
  }
 
  /* ---------- Card ---------- */
 
  .zaimhub-zki2__card {
    background: #FFFFFF;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 30px 70px -18px rgba(10, 30, 25, 0.28);
    border: 1px solid #E7EFEA;
  }
 
  /* ---------- Card header ---------- */
 
  .zaimhub-zki2__head {
    text-align: center;
    padding: 34px 40px 26px;
    border-bottom: 1px solid #EEF3F0;
  }
 
  .zaimhub-zki2__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #0E8F63;
    background: #E3F7EE;
    padding: 6px 13px;
    border-radius: 999px;
    margin-bottom: 14px;
  }
 
  .zaimhub-zki2__eyebrow svg { width: 13px; height: 13px; }
 
  .zaimhub-zki2__h2 {
    font-family: Georgia, "Times New Roman", serif;
    font-weight: 700;
    font-size: 24px;
    color: #10202F;
    margin: 0 0 8px;
    line-height: 1.3;
  }
 
  .zaimhub-zki2__sub {
    font-size: 14px;
    line-height: 1.6;
    color: #5B6975;
    margin: 0;
    max-width: 480px;
    margin-left: auto;
    margin-right: auto;
  }
 
  /* ---------- Body split ---------- */
 
  .zaimhub-zki2__body {
    display: grid;
    grid-template-columns: 1fr 320px;
  }
 
  /* ---------- Left: inputs ---------- */
 
  .zaimhub-zki2__inputs {
    padding: 32px 36px;
  }
 
  .zaimhub-zki2__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }
 
  .zaimhub-zki2__field label {
    display: flex;
    align-items: center;
    gap: 7px;
    font-size: 12.5px;
    font-weight: 700;
    color: #10202F;
    margin-bottom: 8px;
  }
 
  .zaimhub-zki2__field label svg {
    width: 15px;
    height: 15px;
    color: #0E8F63;
    flex: none;
  }
 
  .zaimhub-zki2__select-wrap {
    position: relative;
  }
 
  .zaimhub-zki2__select {
    width: 100%;
    padding: 12px 34px 12px 14px;
    font-size: 13.8px;
    font-weight: 500;
    color: #26343F;
    background: #F7FAF9;
    border: 1.5px solid #DDE7E1;
    border-radius: 11px;
    outline: none;
    cursor: pointer;
    appearance: none;
    -webkit-appearance: none;
    transition: border-color .18s ease, background .18s ease;
  }
 
  .zaimhub-zki2__select:hover {
    border-color: #B9D9C9;
  }
 
  .zaimhub-zki2__select:focus {
    border-color: #0E8F63;
    background: #FFFFFF;
    box-shadow: 0 0 0 4px rgba(14,143,99,0.12);
  }
 
  .zaimhub-zki2__select-wrap::after {
    content: "";
    position: absolute;
    right: 13px;
    top: 50%;
    width: 8px;
    height: 8px;
    border-right: 2px solid #7A8B82;
    border-bottom: 2px solid #7A8B82;
    transform: translateY(-70%) rotate(45deg);
    pointer-events: none;
  }
 
  .zaimhub-zki2__hint {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: 20px;
    font-size: 12.5px;
    color: #6B7A73;
  }
 
  .zaimhub-zki2__hint svg { width: 14px; height: 14px; color: #0E8F63; flex: none; }
 
  /* ---------- Right: result panel ---------- */
 
  .zaimhub-zki2__result {
    background: radial-gradient(130% 130% at 100% 0%, #1B4B7A 0%, #123A63 30%, #0E7A5B 78%, #0BA46E 100%);
    padding: 32px 26px;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    color: #FFFFFF;
  }
 
  .zaimhub-zki2__gauge-wrap {
    position: relative;
    width: 168px;
    height: 168px;
    margin-bottom: 4px;
  }
 
  .zaimhub-zki2__gauge-wrap svg { width: 100%; height: 100%; }
 
  .zaimhub-zki2__gauge-track {
    fill: none;
    stroke: rgba(255,255,255,0.18);
    stroke-width: 13;
  }
 
  .zaimhub-zki2__gauge-bar {
    fill: none;
    stroke: #34E39B;
    stroke-width: 13;
    stroke-linecap: round;
    transform-origin: 100px 100px;
    transform: rotate(-90deg);
    transition: stroke-dashoffset .7s cubic-bezier(.4,0,.2,1), stroke .4s ease;
  }
 
  .zaimhub-zki2__gauge-center {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
  }
 
  .zaimhub-zki2__score-num {
    font-size: 34px;
    font-weight: 800;
    line-height: 1;
  }
 
  .zaimhub-zki2__score-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: #CFEFE1;
    margin-top: 5px;
  }
 
  .zaimhub-zki2__desc {
    font-size: 13.5px;
    line-height: 1.6;
    color: #E7F6EE;
    margin: 16px 0 4px;
  }
 
  .zaimhub-zki2__desc b { color: #FFFFFF; }
 
  .zaimhub-zki2__legend {
    display: flex;
    gap: 12px;
    margin-top: 20px;
    font-size: 11px;
    color: #D7ECE2;
  }
 
  .zaimhub-zki2__legend span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
  }
 
  .zaimhub-zki2__dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    flex: none;
  }
 
  /* ---------- Responsive ---------- */
 
  @media (max-width: 860px) {
    .zaimhub-zki2 { margin-top: -60px; }
    .zaimhub-zki2__body {
      grid-template-columns: 1fr;
    }
    .zaimhub-zki2__result { order: -1; padding: 30px 24px; }
    .zaimhub-zki2__inputs { padding: 28px 26px; }
  }
 
  @media (max-width: 520px) {
    .zaimhub-zki2 { margin-top: -40px; padding: 0 14px 44px; }
    .zaimhub-zki2__grid { grid-template-columns: 1fr; }
    .zaimhub-zki2__head { padding: 26px 22px 20px; }
    .zaimhub-zki2__h2 { font-size: 20px; }
    .zaimhub-zki2__gauge-wrap { width: 148px; height: 148px; }
    .zaimhub-zki2__score-num { font-size: 28px; }
  }/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-5df33ab */.zaimhub-zki3-calc-wrap{
  position:relative;
  width:100%;
  overflow:hidden;
  background:linear-gradient(135deg,#E9ECEF 0%,#DEE3E7 100%);
  border-top:1px solid #D3D9DE;
  border-bottom:1px solid #D3D9DE;
  padding:40px 20px 48px;
  font-family:'Manrope',sans-serif;
}
.zaimhub-zki3-calc-wrap *{ box-sizing:border-box; }
.zaimhub-zki3-calc-wrap::before{
  content:"";
  position:absolute;
  top:-140px; left:50%;
  width:640px; height:280px;
  transform:translateX(-50%);
  background:radial-gradient(circle, rgba(100,116,139,.16) 0%, transparent 70%);
  pointer-events:none;
  z-index:0;
}
.zaimhub-zki3-calc-card{ position:relative; z-index:1; }
 
.zaimhub-zki3-calc-card{
  max-width:1160px;
  margin:0 auto;
  background:#FFFFFF;
  border:1px solid #E4EDE9;
  border-radius:20px;
  padding:26px 28px 20px;
  box-shadow:0 20px 44px -24px rgba(6,78,59,.25);
}
 
.zaimhub-zki3-calc-label{
  display:flex; align-items:center; gap:10px;
  font-size:13px; font-weight:800; letter-spacing:.03em; text-transform:uppercase;
  color:#064E3B;
  margin:0 0 16px;
}
.zaimhub-zki3-calc-label svg{ width:18px; height:18px; flex:none; }
.zaimhub-zki3-calc-label path,
.zaimhub-zki3-calc-label rect{ fill:none; stroke:#10B981; stroke-width:1.6; stroke-linecap:round; stroke-linejoin:round; }
 
.zaimhub-zki3-calc-note{
  font-size:13.5px; line-height:1.55; color:#5B6672;
  margin:-8px 0 18px;
  max-width:560px;
}
 
@media (max-width:760px){
  .zaimhub-zki3-calc-card{ padding:20px 18px 16px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-91fd59a */.zaimhub-zki4-section {
    --zki4-bg: #FFFFFF;
    --zki4-ink: #0B1220;
    --zki4-muted: #5B6472;
    --zki4-teal: #0E7C66;
    --zki4-teal-dark: #0A5C4C;
    --zki4-teal-tint: #EAF6F3;
    --zki4-red: #E2483D;
    --zki4-red-tint: #FDEEED;
    --zki4-amber: #D9A441;
    --zki4-green: #1FAE6A;
    --zki4-line: #E7EBF1;
    --zki4-radius: 20px;
    --zki4-font-display: 'Golos Text', 'Manrope', system-ui, -apple-system, sans-serif;
    --zki4-font-body: 'Inter', system-ui, -apple-system, sans-serif;
 
    position: relative;
    width: 100%;
    background: var(--zki4-bg);
    overflow: hidden;
    padding: 64px 20px 72px;
    box-sizing: border-box;
    font-family: var(--zki4-font-body);
  }
 
  .zaimhub-zki4-section * { box-sizing: border-box; }
 
  /* декоративное пятно-градиент в углу — единственный акцент "риска" */
  .zaimhub-zki4-decor {
    position: absolute;
    top: -120px;
    right: -140px;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    background: radial-gradient(circle at 30% 30%, var(--zki4-teal-tint) 0%, rgba(234,246,243,0) 70%);
    pointer-events: none;
    z-index: 0;
  }
 
  .zaimhub-zki4-container {
    position: relative;
    z-index: 1;
    max-width: 1200px;
    margin: 0 auto;
  }
 
  /* ---------- Заголовочная зона ---------- */
  .zaimhub-zki4-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    padding-bottom: 40px;
    margin-bottom: 44px;
    border-bottom: 1px solid var(--zki4-line);
    opacity: 0;
    transform: translateY(14px);
    animation: zki4-rise .7s cubic-bezier(.16,1,.3,1) forwards;
  }
 
  .zaimhub-zki4-title {
    font-family: var(--zki4-font-display);
    font-weight: 800;
    font-size: clamp(24px, 2.6vw, 34px);
    line-height: 1.25;
    color: var(--zki4-ink);
    margin: 0;
    max-width: 620px;
    letter-spacing: -0.01em;
  }
 
  /* маркерное выделение — фирменный приём блока */
  .zaimhub-zki4-mark {
    position: relative;
    white-space: nowrap;
    color: var(--zki4-teal-dark);
  }
  .zaimhub-zki4-mark::after {
    content: "";
    position: absolute;
    left: -2px;
    right: -2px;
    bottom: 2px;
    height: 10px;
    background: linear-gradient(90deg, var(--zki4-teal-tint), var(--zki4-amber, var(--zki4-teal-tint)));
    background-color: var(--zki4-teal-tint);
    border-radius: 6px;
    z-index: -1;
    transform-origin: left;
    transform: scaleX(0);
    animation: zki4-underline .6s ease-out .5s forwards;
  }
 
  /* ---------- Шкала кредитного профиля (сигнатурный элемент) ---------- */
  .zaimhub-zki4-scale {
    flex: 0 0 auto;
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 10px;
  }
 
  .zaimhub-zki4-scale-track {
    display: flex;
    gap: 4px;
  }
 
  .zaimhub-zki4-scale-seg {
    width: 34px;
    height: 8px;
    border-radius: 4px;
    background: var(--zki4-line);
  }
  .zaimhub-zki4-scale-seg[data-tier="1"] { background: var(--zki4-green); opacity: .35; }
  .zaimhub-zki4-scale-seg[data-tier="2"] { background: var(--zki4-green); opacity: .55; }
  .zaimhub-zki4-scale-seg[data-tier="3"] { background: var(--zki4-amber); opacity: .7; }
  .zaimhub-zki4-scale-seg[data-tier="4"] {
    background: var(--zki4-red);
    width: 46px;
    height: 10px;
    box-shadow: 0 0 0 4px var(--zki4-red-tint);
    animation: zki4-pulse 2.4s ease-in-out infinite;
  }
  .zaimhub-zki4-scale-seg[data-tier="5"] { background: var(--zki4-red); opacity: .5; }
 
  .zaimhub-zki4-scale-label {
    font-size: 12px;
    font-weight: 600;
    color: var(--zki4-red);
    display: flex;
    align-items: center;
    gap: 6px;
    text-transform: uppercase;
    letter-spacing: .04em;
  }
  .zaimhub-zki4-scale-label svg { width: 13px; height: 13px; flex: none; }
 
  /* ---------- Обёртка под вывод карточек шорткодом ---------- */
  /* Без display/grid/columns — вёрстку и стили карточек полностью задаёт сам шорткод */
  .zaimhub-zki4-grid {
    width: 100%;
  }
 
  /* ---------- Анимации ---------- */
  @keyframes zki4-rise {
    to { opacity: 1; transform: translateY(0); }
  }
  @keyframes zki4-underline {
    to { transform: scaleX(1); }
  }
  @keyframes zki4-pulse {
    0%, 100% { box-shadow: 0 0 0 4px var(--zki4-red-tint); }
    50% { box-shadow: 0 0 0 8px var(--zki4-red-tint); }
  }
 
  @media (prefers-reduced-motion: reduce) {
    .zaimhub-zki4-head,
    .zaimhub-zki4-mark::after,
    .zaimhub-zki4-scale-seg[data-tier="4"] {
      animation: none !important;
      opacity: 1 !important;
      transform: none !important;
    }
  }
 
  /* ---------- Адаптив ---------- */
  @media (max-width: 900px) {
    .zaimhub-zki4-head {
      flex-direction: column;
      align-items: flex-start;
      gap: 24px;
    }
    .zaimhub-zki4-scale { align-items: flex-start; }
  }
 
  @media (max-width: 640px) {
    .zaimhub-zki4-section { padding: 44px 16px 56px; }
    .zaimhub-zki4-decor { display: none; }
  }/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-d05d8b9 */.zaimhub-zki5-wrap{
  width:100%;
  background:#F8FAFC;
  padding:44px 20px 50px;
  font-family:'Manrope',sans-serif;
}
.zaimhub-zki5-wrap *{ box-sizing:border-box; }
 
.zaimhub-zki5-inner{
  max-width:1200px;
  margin:0 auto;
}
 
.zaimhub-zki5-row{
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:30px 34px;
}
 
.zaimhub-zki5-tag{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:12px;
  text-decoration:none;
  width:104px;
}
 
/* --- круглый жетон --- */
.zaimhub-zki5-coin{
  position:relative;
  width:64px; height:64px;
  border-radius:50%;
  background:linear-gradient(150deg,#0E5A44 0%,#064E3B 55%,#062A20 100%);
  display:flex; align-items:center; justify-content:center;
  transition:transform .22s cubic-bezier(.2,.7,.3,1.3), box-shadow .22s ease;
  box-shadow:0 6px 14px -6px rgba(6,78,59,.4);
}
.zaimhub-zki5-coin::after{
  content:"";
  position:absolute; inset:0;
  border-radius:50%;
  background:linear-gradient(150deg, rgba(240,180,41,.34), transparent 60%);
  mix-blend-mode:overlay;
}
.zaimhub-zki5-coin::before{
  content:"";
  position:absolute; inset:3px;
  border-radius:50%;
  border:1px solid rgba(255,255,255,.14);
}
 
/* тень-платформа под жетоном */
.zaimhub-zki5-floor{
  width:44px; height:9px;
  border-radius:50%;
  background:radial-gradient(ellipse, rgba(6,78,59,.22) 0%, transparent 75%);
  transition:transform .22s ease, opacity .22s ease;
}
 
.zaimhub-zki5-tag:hover .zaimhub-zki5-coin{
  transform:translateY(-7px) scale(1.04);
  box-shadow:0 18px 22px -10px rgba(6,78,59,.5);
}
.zaimhub-zki5-tag:hover .zaimhub-zki5-floor{
  transform:scale(.7);
  opacity:.55;
}
.zaimhub-zki5-tag:focus-visible .zaimhub-zki5-coin{
  outline:2px solid #10B981; outline-offset:3px;
}
 
.zaimhub-zki5-label{
  font-size:13px; font-weight:700;
  color:#0F172A;
  text-align:center;
  line-height:1.3;
}
 
/* --- иконки, чистый CSS (24px стейдж, центрировано) --- */
.zaimhub-zki5-ico{ position:relative; z-index:1; width:24px; height:24px; }
 
/* карта */
.zaimhub-zki5-ico--card{ width:24px; height:17px; margin-top:3px; border:2px solid #EAFBF3; border-radius:4px; }
.zaimhub-zki5-ico--card i:nth-child(1){ position:absolute; left:0; right:0; top:4px; height:3px; background:#EAFBF3; }
.zaimhub-zki5-ico--card i:nth-child(2){ position:absolute; left:3px; bottom:3px; width:6px; height:4px; background:#F0B429; border-radius:1px; }
 
/* процент — без переплат */
.zaimhub-zki5-ico--percent{ width:22px; height:22px; margin:1px auto 0; }
.zaimhub-zki5-ico--percent i:nth-child(1){ position:absolute; left:1px; top:1px; width:8px; height:8px; border:2px solid #EAFBF3; border-radius:50%; }
.zaimhub-zki5-ico--percent i:nth-child(2){ position:absolute; right:1px; bottom:1px; width:8px; height:8px; background:#F0B429; border-radius:50%; }
.zaimhub-zki5-ico--percent i:nth-child(3){ position:absolute; left:50%; top:50%; width:2px; height:23px; background:#EAFBF3; transform:translate(-50%,-50%) rotate(-45deg); border-radius:1px; }
 
/* монеты / до зарплаты */
.zaimhub-zki5-ico--coins{ width:24px; height:20px; margin-top:2px; }
.zaimhub-zki5-ico--coins i:nth-child(1){ position:absolute; left:0; bottom:0; width:16px; height:16px; border-radius:50%; background:linear-gradient(160deg,#FCE3A0,#D79A2C); box-shadow:inset 0 0 0 2px rgba(255,255,255,.35); }
.zaimhub-zki5-ico--coins i:nth-child(2){ position:absolute; right:0; top:0; width:12px; height:12px; border-radius:50%; background:linear-gradient(160deg,#EAFBF3,#9FE0C4); box-shadow:inset 0 0 0 2px rgba(255,255,255,.35); }
 
/* галочка / без отказа */
.zaimhub-zki5-ico--check{ width:22px; height:18px; margin-top:2px; }
.zaimhub-zki5-ico--check i:nth-child(1){ position:absolute; left:2px; top:10px; width:9px; height:3px; border-radius:2px; background:#EAFBF3; transform:rotate(45deg); transform-origin:left center; }
.zaimhub-zki5-ico--check i:nth-child(2){ position:absolute; left:6.5px; top:10px; width:16px; height:3px; border-radius:2px; background:#EAFBF3; transform:rotate(-45deg); transform-origin:left center; }
 
/* искра / новые займы */
.zaimhub-zki5-ico--spark{ width:22px; height:22px; background:linear-gradient(160deg,#FCE3A0,#F0B429); clip-path:polygon(50% 0%, 61% 35%, 100% 50%, 61% 65%, 50% 100%, 39% 65%, 0% 50%, 39% 35%); }
 
@media (max-width:640px){
  .zaimhub-zki5-row{ gap:22px 20px; }
  .zaimhub-zki5-tag{ width:84px; }
  .zaimhub-zki5-coin{ width:54px; height:54px; }
  .zaimhub-zki5-ico{ transform:scale(.82); }
  .zaimhub-zki5-label{ font-size:12px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-c47ea6c *//* =========================================================
     ZAIMHUB-ZKI6 — «Кредитный доктор» (инфографика, 3 шага)
     Уникальный префикс классов: zaimhub-zki6-*
 
     Идея оформления: линия пульса/кардиограммы, которая
     "выздоравливает" слева направо (от тревожного ритма
     к ровному здоровому) — визуальная метафора того, как
     кредитный рейтинг восстанавливается за 3 шага.
     ========================================================= */
 
  .zaimhub-zki6-section {
    /* -----------------------------------------------------
       Фон блока — белый, во всю ширину страницы.
       Содержимое — 1200px.
       ----------------------------------------------------- */
    --zki6-bg: #ffffff;
    --zki6-card-bg: #ffffff;
    --zki6-card-border: #e6eaf1;
    --zki6-heading: #0f172a;
    --zki6-text: #475569;
    --zki6-text-dim: #94a3b8;
    --zki6-red: #ef4444;
    --zki6-gold: #c98f2e;
    --zki6-emerald: #10b981;
    --zki6-emerald-dark: #0a9c72;
 
    width: 100%;
    background: var(--zki6-bg);
    font-family: 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    padding: 64px 20px;
    box-sizing: border-box;
  }
 
  .zaimhub-zki6-section *,
  .zaimhub-zki6-section *::before,
  .zaimhub-zki6-section *::after {
    box-sizing: border-box;
  }
 
  .zaimhub-zki6-wrap {
    max-width: 1200px;
    margin: 0 auto;
  }
 
  /* ===================== ШАПКА ===================== */
 
  .zaimhub-zki6-header {
    text-align: center;
    max-width: 620px;
    margin: 0 auto 20px auto;
  }
 
  .zaimhub-zki6-rx {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(239,68,68,0.08);
    border: 1px solid rgba(239,68,68,0.22);
    border-radius: 999px;
    padding: 6px 14px;
    font-size: 12px;
    font-weight: 800;
    color: var(--zki6-red);
    letter-spacing: 0.3px;
    margin-bottom: 14px;
  }
 
  .zaimhub-zki6-rx svg {
    width: 14px;
    height: 14px;
    stroke: currentColor;
    fill: none;
    stroke-width: 2.2;
  }
 
  .zaimhub-zki6-title {
    margin: 0 0 8px 0;
    font-size: 28px;
    font-weight: 800;
    color: var(--zki6-heading);
    letter-spacing: -0.2px;
  }
 
  .zaimhub-zki6-subtitle {
    margin: 0;
    font-size: 15px;
    color: var(--zki6-text-dim);
  }
 
  /* ===================== ЛИНИЯ ПУЛЬСА ===================== */
 
  .zaimhub-zki6-pulse {
    position: relative;
    margin: 44px 0 0 0;
    height: 74px;
  }
 
  .zaimhub-zki6-pulse svg {
    width: 100%;
    height: 100%;
    display: block;
    overflow: visible;
  }
 
  .zaimhub-zki6-pulse-dot {
    position: absolute;
    top: 50%;
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #ffffff;
    border: 3px solid var(--zki6-dot-color, var(--zki6-red));
    transform: translate(-50%, -50%);
    box-shadow: 0 0 0 5px rgba(255,255,255,1);
  }
 
  /* ===================== 3 КАРТОЧКИ-ШАГА ===================== */
 
  .zaimhub-zki6-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 8px;
  }
 
  .zaimhub-zki6-connector {
    width: 0;
    height: 26px;
    border-left: 2px dashed var(--zki6-connector-color, #cbd5e1);
    margin: 0 auto;
  }
 
  .zaimhub-zki6-card {
    background: var(--zki6-card-bg);
    border: 1px solid var(--zki6-card-border);
    border-radius: 18px;
    padding: 24px 22px 22px 22px;
    text-align: center;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }
 
  .zaimhub-zki6-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 36px rgba(15, 23, 42, 0.08);
  }
 
  .zaimhub-zki6-icon {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    margin: 0 auto 16px auto;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--zki6-icon-bg, linear-gradient(145deg, #f87171, #ef4444));
    box-shadow: 0 12px 22px -6px var(--zki6-icon-shadow, rgba(239,68,68,0.4));
  }
 
  .zaimhub-zki6-icon svg {
    width: 26px;
    height: 26px;
    stroke: #ffffff;
    fill: none;
    stroke-width: 2;
    stroke-linecap: round;
    stroke-linejoin: round;
  }
 
  .zaimhub-zki6-step-tag {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.4px;
    text-transform: uppercase;
    color: var(--zki6-tag-color, var(--zki6-red));
    margin-bottom: 8px;
  }
 
  .zaimhub-zki6-card-title {
    margin: 0 0 8px 0;
    font-size: 16.5px;
    font-weight: 800;
    color: var(--zki6-heading);
  }
 
  .zaimhub-zki6-card-desc {
    margin: 0;
    font-size: 13.5px;
    line-height: 1.6;
    color: var(--zki6-text);
  }
 
  /* индивидуальные цвета по шагам — от "тревожного" к "здоровому" */
  .zaimhub-zki6-card.zki6-s1 { --zki6-icon-bg: linear-gradient(145deg, #f87171, #ef4444); --zki6-icon-shadow: rgba(239,68,68,0.4); --zki6-tag-color: #ef4444; }
  .zaimhub-zki6-card.zki6-s2 { --zki6-icon-bg: linear-gradient(145deg, #f6d374, #c98f2e); --zki6-icon-shadow: rgba(201,143,46,0.4); --zki6-tag-color: #c98f2e; }
  .zaimhub-zki6-card.zki6-s3 { --zki6-icon-bg: linear-gradient(145deg, #34d399, #0a9c72); --zki6-icon-shadow: rgba(16,185,129,0.4); --zki6-tag-color: #0a9c72; }
 
  .zaimhub-zki6-connector.zki6-c1 { --zki6-connector-color: #ef4444; }
  .zaimhub-zki6-connector.zki6-c2 { --zki6-connector-color: #c98f2e; }
  .zaimhub-zki6-connector.zki6-c3 { --zki6-connector-color: #0a9c72; }
 
  /* -----------------------------------------------------
     Итоговая плашка результата — "рейтинг растёт"
     ----------------------------------------------------- */
  .zaimhub-zki6-result {
    margin-top: 28px;
    display: flex;
    align-items: center;
    gap: 14px;
    background: linear-gradient(90deg, rgba(239,68,68,0.06), rgba(201,143,46,0.06), rgba(16,185,129,0.08));
    border: 1px solid var(--zki6-card-border);
    border-radius: 14px;
    padding: 16px 20px;
  }
 
  .zaimhub-zki6-result svg {
    width: 22px;
    height: 22px;
    stroke: var(--zki6-emerald-dark);
    fill: none;
    stroke-width: 2.2;
    flex-shrink: 0;
  }
 
  .zaimhub-zki6-result p {
    margin: 0;
    font-size: 13.5px;
    line-height: 1.55;
    color: var(--zki6-text);
  }
 
  .zaimhub-zki6-result strong {
    color: var(--zki6-heading);
  }
 
  /* ===================== АДАПТИВ ===================== */
 
  @media (max-width: 860px) {
    .zaimhub-zki6-pulse {
      display: none;
    }
    .zaimhub-zki6-grid {
      grid-template-columns: 1fr;
      gap: 14px;
    }
    .zaimhub-zki6-connector {
      display: none;
    }
  }
 
  @media (max-width: 480px) {
    .zaimhub-zki6-section {
      padding: 44px 16px;
    }
    .zaimhub-zki6-title {
      font-size: 21px;
    }
    .zaimhub-zki6-result {
      flex-direction: column;
      align-items: flex-start;
    }
  }/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-2c0debe *//* ============================================================
   zaimhub-zki8 — Сравнительный блок «Банки vs МФО»
   Полноширинная секция, фон светло-синий, контент 1200px
   Без игровых механик (без "дуэли", без слайдера) — спокойный,
   информационный гид: центральная смысловая ось с иконками
   критериев соединяет две колонки-карточки, а внизу — понятная
   рекомендация "кому что подходит" вместо счёта или геймификации.
   ============================================================ */
 
.zaimhub-zki8, .zaimhub-zki8 *{
  font-family:"Manrope","Segoe UI",sans-serif !important;
}
 
.zaimhub-zki8{
  --zki8-bg:        #F0F9FF;
  --zki8-ink:       #0F172A;
  --zki8-ink-soft:  #33455A;
  --zki8-ink-muted: #64748B;
  --zki8-line:      #D9E9F5;
 
  --zki8-bank:      #1E293B;
  --zki8-bank-soft: #EEF1F6;
  --zki8-bank-line: #D6DCE6;
 
  --zki8-mfo:       #059669;
  --zki8-mfo-soft:  #E3F8F0;
  --zki8-mfo-line:  #BCEBD9;
 
  --zki8-ok:        #059669;
  --zki8-ok-soft:   #E3F8F0;
  --zki8-warn:      #DC2626;
  --zki8-warn-soft: #FCE8E8;
  --zki8-neutral:   #2563EB;
  --zki8-neutral-soft:#E6EEFD;
 
  --zki8-font-display:"Unbounded","Manrope",sans-serif;
  --zki8-font-body:   "Manrope","Segoe UI",sans-serif;
 
  width:100%;
  background:#F0F9FF !important;
  color:var(--zki8-ink);
  -webkit-font-smoothing:antialiased;
  padding:clamp(52px,7.5vw,100px) clamp(20px,4vw,32px);
  box-sizing:border-box;
  position:relative;
  overflow:hidden;
}
.zaimhub-zki8 *{ box-sizing:border-box; }
.zaimhub-zki8 .zki8-wrap{
  max-width:1200px;
  margin:0 auto;
  position:relative;
}
 
.zki8-trace{
  position:absolute; bottom:-40px; right:-40px;
  width:260px; height:260px;
  background-image:radial-gradient(#0EA5E9 1.4px, transparent 1.4px);
  background-size:16px 16px;
  opacity:.10;
  pointer-events:none;
  mask-image:radial-gradient(circle at 70% 70%, black 0%, transparent 72%);
}
 
/* ---------- head ---------- */
.zki8-head{
  text-align:center;
  max-width:640px;
  margin:0 auto 44px;
}
.zki8-eyebrow{
  display:inline-flex; align-items:center; gap:8px;
  font-size:12.5px; font-weight:800 !important;
  letter-spacing:.06em; text-transform:uppercase;
  color:#0369A1 !important;
  background:#E0F2FE;
  border-radius:100px;
  padding:7px 14px;
  margin-bottom:16px;
}
.zki8-eyebrow svg{ width:13px; height:13px; }
 
.zaimhub-zki8 h2{
  font-family:var(--zki8-font-display) !important;
  font-weight:700 !important;
  font-size:clamp(24px,3.2vw,36px) !important;
  line-height:1.22 !important;
  letter-spacing:-.01em;
  color:var(--zki8-ink) !important;
  margin:0 0 12px !important;
}
.zki8-head p{
  font-size:15.5px;
  line-height:1.65;
  color:var(--zki8-ink-muted) !important;
  margin:0;
}
 
/* ---------- column headers ---------- */
.zki8-cols-head{
  display:grid;
  grid-template-columns:1fr 60px 1fr;
  gap:16px;
  align-items:center;
  max-width:920px;
  margin:0 auto 6px;
}
.zki8-col-head{
  display:flex; align-items:center; gap:12px;
  background:#fff;
  border:1px solid var(--zki8-line);
  border-radius:16px;
  padding:14px 16px;
}
.zki8-col-ico{
  flex:0 0 auto;
  width:44px; height:44px;
  border-radius:13px;
  display:flex; align-items:center; justify-content:center;
  color:#fff;
}
.zki8-col-ico svg{ width:21px; height:21px; }
.zki8-col-head.bank .zki8-col-ico{ background:linear-gradient(155deg,#334155,var(--zki8-bank)); }
.zki8-col-head.mfo .zki8-col-ico{ background:linear-gradient(155deg,#10B981,var(--zki8-mfo)); }
.zki8-col-name{ font-family:var(--zki8-font-display) !important; font-weight:700 !important; font-size:15.5px; color:var(--zki8-ink) !important; }
.zki8-col-tag{ font-size:11.5px; color:var(--zki8-ink-muted) !important; margin-top:2px; }
.zki8-cols-spacer{ display:flex; align-items:center; justify-content:center; }
 
/* ---------- spine + rows ---------- */
.zki8-axis{ position:relative; max-width:920px; margin:0 auto; }
.zki8-axis::before{
  content:"";
  position:absolute;
  top:0; bottom:0; left:50%;
  width:1px;
  background:var(--zki8-line);
  transform:translateX(-50%);
}
 
.zki8-row{
  position:relative;
  display:grid;
  grid-template-columns:1fr 60px 1fr;
  gap:16px;
  align-items:stretch;
  padding:18px 0;
}
.zki8-row + .zki8-row{ border-top:1px dashed var(--zki8-line); }
 
.zki8-node{
  position:relative;
  z-index:2;
  display:flex; align-items:center; justify-content:center;
}
.zki8-node-badge{
  width:44px; height:44px;
  border-radius:50%;
  background:#fff;
  border:1px solid var(--zki8-line);
  display:flex; align-items:center; justify-content:center;
  color:#0369A1;
  box-shadow:0 8px 18px -10px rgba(15,23,42,.3);
}
.zki8-node-badge svg{ width:19px; height:19px; }
.zki8-node-label{
  position:absolute; top:-20px; left:50%;
  transform:translateX(-50%);
  font-size:10px; font-weight:800;
  text-transform:uppercase; letter-spacing:.04em;
  color:var(--zki8-ink-muted) !important;
  white-space:nowrap;
}
 
.zki8-answer{
  background:#fff;
  border:1px solid var(--zki8-line);
  border-radius:16px;
  padding:16px 18px;
  display:flex;
  gap:12px;
}
.zki8-answer.right{ flex-direction:row; }
.zki8-status{
  flex:0 0 auto;
  width:28px; height:28px;
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  margin-top:1px;
}
.zki8-status svg{ width:14px; height:14px; }
.zki8-status.ok{ background:var(--zki8-ok-soft); color:var(--zki8-ok); }
.zki8-status.warn{ background:var(--zki8-warn-soft); color:var(--zki8-warn); }
.zki8-status.neutral{ background:var(--zki8-neutral-soft); color:var(--zki8-neutral); }
 
.zki8-answer-body{ min-width:0; }
.zki8-answer-val{ font-family:var(--zki8-font-display) !important; font-weight:700 !important; font-size:15px; color:var(--zki8-ink) !important; margin-bottom:3px; }
.zki8-answer-note{ font-size:12.8px; line-height:1.55; color:var(--zki8-ink-muted) !important; }
 
/* ---------- recommendation cards ---------- */
.zki8-reco{
  margin-top:36px;
  max-width:920px;
  margin-left:auto; margin-right:auto;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:16px;
}
.zki8-reco-card{
  border-radius:18px;
  padding:20px 22px;
  position:relative;
  overflow:hidden;
}
.zki8-reco-card.bank{ background:linear-gradient(155deg,#1E293B,#0F172A); color:#fff; }
.zki8-reco-card.mfo{ background:linear-gradient(155deg,#10B981,#059669); color:#fff; }
.zki8-reco-q{ font-size:12.5px; font-weight:700; opacity:.82; margin-bottom:8px; }
.zki8-reco-a{ font-family:var(--zki8-font-display) !important; font-weight:700 !important; font-size:16.5px; line-height:1.35; }
.zki8-reco-a b{ display:block; font-size:13.5px; font-weight:600 !important; opacity:.85; margin-top:6px; }
 
/* ---------- responsive ---------- */
@media (max-width:760px){
  .zki8-cols-head{ grid-template-columns:1fr; gap:10px; }
  .zki8-cols-spacer{ display:none; }
 
  .zki8-axis::before{ display:none; }
  .zki8-row{ grid-template-columns:1fr; gap:10px; padding:14px 0; }
  .zki8-node{ order:-1; justify-content:flex-start; }
  .zki8-node-badge{ width:36px; height:36px; }
  .zki8-node-label{ position:static; transform:none; margin-left:10px; }
 
  .zki8-reco{ grid-template-columns:1fr; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-908f99e *//* ============================================================
   zaimhub-zki9 — FAQ «Частые вопросы заемщиков с просрочками»
   Полноширинная секция, фон белый, контент ограничен 1200px
   Классический аккордеон, стилизованный под индиго-бренд сайта:
   нумерованные пункты, плавная grid-анимация раскрытия,
   круглый индикатор "+", который при открытии заливается
   градиентом и превращается в галочку.
   ============================================================ */
 
.zaimhub-zki9, .zaimhub-zki9 *{
  font-family:"Manrope","Segoe UI",sans-serif !important;
}
 
.zaimhub-zki9{
  --zki9-indigo-deep: #312E81;
  --zki9-indigo:      #4F46E5;
  --zki9-violet-soft: #EEF0FF;
  --zki9-cyan:        #06B6D4;
  --zki9-ink:         #101922;
  --zki9-ink-soft:    #3A4A55;
  --zki9-ink-muted:   #64748B;
  --zki9-line:        #E5E7F5;
  --zki9-surface:     #F8F9FE;
 
  --zki9-font-display:"Unbounded","Manrope",sans-serif;
  --zki9-font-body:   "Manrope","Segoe UI",sans-serif;
 
  width:100%;
  background:#FFFFFF !important;
  color:var(--zki9-ink);
  -webkit-font-smoothing:antialiased;
  padding:clamp(52px,7.5vw,100px) clamp(20px,4vw,32px);
  box-sizing:border-box;
  position:relative;
  overflow:hidden;
}
.zaimhub-zki9 *{ box-sizing:border-box; }
.zaimhub-zki9 .zki9-wrap{
  max-width:1200px;
  margin:0 auto;
  position:relative;
}
 
.zki9-trace{
  position:absolute; top:-30px; right:-30px;
  width:240px; height:240px;
  background-image:radial-gradient(var(--zki9-indigo) 1.4px, transparent 1.4px);
  background-size:16px 16px;
  opacity:.08;
  pointer-events:none;
  mask-image:radial-gradient(circle at 70% 30%, black 0%, transparent 72%);
}
 
/* ---------- head ---------- */
.zki9-head{
  text-align:center;
  max-width:640px;
  margin:0 auto 12px;
}
.zki9-eyebrow{
  display:inline-flex; align-items:center; gap:8px;
  font-size:12.5px; font-weight:800 !important;
  letter-spacing:.06em; text-transform:uppercase;
  color:var(--zki9-indigo) !important;
  background:var(--zki9-violet-soft);
  border-radius:100px;
  padding:7px 14px;
  margin-bottom:16px;
}
.zki9-eyebrow svg{ width:13px; height:13px; }
 
.zaimhub-zki9 h2{
  font-family:var(--zki9-font-display) !important;
  font-weight:700 !important;
  font-size:clamp(24px,3.2vw,36px) !important;
  line-height:1.24 !important;
  letter-spacing:-.01em;
  color:var(--zki9-ink) !important;
  margin:0 auto !important;
  max-width:24ch;
}
 
/* ---------- accordion frame ---------- */
.zki9-list{
  max-width:820px;
  margin:40px auto 0;
  border-top:1px solid var(--zki9-line);
}
 
.zki9-item{
  border-bottom:1px solid var(--zki9-line);
  transition:background-color .3s ease;
  border-radius:16px;
}
.zki9-item.is-open{ background:var(--zki9-surface); }
 
.zki9-q{
  width:100%;
  display:flex;
  align-items:center;
  gap:18px;
  background:none !important;
  background-color:transparent !important;
  border:none;
  outline:none;
  -webkit-tap-highlight-color:transparent;
  cursor:pointer;
  text-align:left;
  padding:20px 6px;
  font-family:inherit !important;
  color:var(--zki9-ink) !important;
}
.zki9-q:hover, .zki9-q:focus, .zki9-q:active, .zki9-q:visited{
  color:var(--zki9-ink) !important;
  background:none !important;
  background-color:transparent !important;
}
.zki9-q:focus-visible{
  outline:2px solid var(--zki9-indigo);
  outline-offset:3px;
  border-radius:8px;
}
 
.zki9-item, .zki9-item:hover{
  background-color:transparent;
}
.zki9-item.is-open, .zki9-item.is-open:hover{
  background-color:var(--zki9-surface) !important;
}
.zki9-item.is-open .zki9-q{ padding:20px 18px 12px; }
 
.zki9-num{
  font-family:var(--zki9-font-display) !important;
  font-variant-numeric:tabular-nums;
  font-size:12.5px;
  font-weight:700 !important;
  color:var(--zki9-ink-muted) !important;
  letter-spacing:.02em;
  flex:0 0 auto;
  width:30px;
}
.zki9-item.is-open .zki9-num{ color:var(--zki9-indigo) !important; }
 
.zki9-q-text{
  flex:1 1 auto;
  font-size:clamp(15px,1.6vw,16.5px);
  font-weight:700 !important;
  line-height:1.4;
  color:var(--zki9-ink) !important;
}
.zki9-q-text *{ color:inherit !important; }
 
/* toggle circle: plus -> check, fills with gradient on open */
.zki9-toggle{
  position:relative;
  flex:0 0 auto;
  width:34px; height:34px;
  border-radius:50%;
  background:#fff;
  border:1px solid var(--zki9-line);
  transition:background .3s ease, border-color .3s ease, transform .3s ease;
}
.zki9-item.is-open .zki9-toggle{
  background:linear-gradient(155deg,var(--zki9-indigo-deep),var(--zki9-indigo));
  border-color:transparent;
  transform:rotate(180deg);
}
.zki9-toggle svg{
  position:absolute; inset:0;
  margin:auto;
  width:14px; height:14px;
  color:var(--zki9-ink-muted);
  transition:opacity .2s ease, transform .2s ease;
}
.zki9-toggle .zki9-ic-plus{ opacity:1; }
.zki9-toggle .zki9-ic-check{ opacity:0; color:#fff; }
.zki9-item.is-open .zki9-toggle .zki9-ic-plus{ opacity:0; transform:scale(.6); }
.zki9-item.is-open .zki9-toggle .zki9-ic-check{ opacity:1; transform:scale(1); }
 
/* panel: grid-rows animation */
.zki9-panel-wrap{
  display:grid;
  grid-template-rows:0fr;
  transition:grid-template-rows .38s ease;
}
.zki9-item.is-open .zki9-panel-wrap{ grid-template-rows:1fr; }
.zki9-panel-inner{ overflow:hidden; }
.zki9-a{
  padding:0 18px 22px 54px;
  font-size:14.6px;
  line-height:1.72;
  color:var(--zki9-ink-soft) !important;
  max-width:70ch;
}
 
.zki9-hint{
  text-align:center;
  margin-top:20px;
  font-size:13px;
  color:var(--zki9-ink-muted) !important;
}
 
/* ---------- responsive ---------- */
@media (max-width:560px){
  .zki9-q{ gap:12px; padding:16px 4px; }
  .zki9-num{ width:24px; font-size:11.5px; }
  .zki9-toggle{ width:30px; height:30px; }
  .zki9-a{ padding-left:38px; }
  .zki9-item.is-open .zki9-q{ padding:16px 12px 10px; }
}
 
@media (prefers-reduced-motion:reduce){
  .zki9-panel-wrap, .zki9-toggle{ transition:none; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-f6d1c1b *//* ============================================================
   zaimhub-zki10 — SEO-текст «Реально ли получить займ с плохой
   кредитной историей в РК?» (футерная зона)
   Полноширинная секция, фон #F0F9FF, контент ограничен 1200px
   Сигнатура: шаги финансовой реабилитации — это не список,
   а буквально ЦИКЛ (диаграмма-петля из 3 узлов со стрелкой
   "повторить ×3–4"), потому что именно так и советует сам текст.
   Плюс мини-навигация по разделам вверху.
   ============================================================ */
 
.zaimhub-zki10, .zaimhub-zki10 *{
  font-family:"Manrope","Segoe UI",sans-serif !important;
}
 
.zaimhub-zki10{
  --z10-bg:          #F0F9FF;
  --z10-surface:     #FFFFFF;
  --z10-ink:         #0F172A;
  --z10-ink-soft:    #33455A;
  --z10-ink-muted:   #64748B;
  --z10-line:        #D9E9F5;
 
  --z10-indigo:      #4F46E5;
  --z10-indigo-deep: #312E81;
  --z10-indigo-soft: #E9E8FB;
  --z10-cyan:        #06B6D4;
 
  --z10-amber:       #B45309;
  --z10-amber-soft:  #FDF1DE;
  --z10-amber-line:  #F0CA8F;
 
  --z10-font-display:"Unbounded","Manrope",sans-serif;
  --z10-font-body:   "Manrope","Segoe UI",sans-serif;
 
  width:100%;
  background:#F0F9FF !important;
  color:var(--z10-ink);
  -webkit-font-smoothing:antialiased;
  padding:clamp(48px,7vw,96px) clamp(20px,4vw,32px);
  box-sizing:border-box;
  position:relative;
  overflow:hidden;
}
.zaimhub-zki10 *{ box-sizing:border-box; }
.zaimhub-zki10 .z10-wrap{
  max-width:1200px;
  margin:0 auto;
  position:relative;
}
 
.z10-trace{
  position:absolute; top:-30px; right:-30px;
  width:240px; height:240px;
  background-image:radial-gradient(var(--z10-indigo) 1.4px, transparent 1.4px);
  background-size:16px 16px;
  opacity:.08;
  pointer-events:none;
  mask-image:radial-gradient(circle at 70% 30%, black 0%, transparent 72%);
}
 
/* ---------- TOC nav ---------- */
.z10-toc{
  display:flex; flex-wrap:wrap; gap:10px;
  margin:0 0 24px;
  padding:0; list-style:none;
}
.z10-toc a{
  display:flex; align-items:center; gap:8px;
  text-decoration:none;
  font-size:13px; font-weight:700 !important;
  color:var(--z10-indigo) !important;
  background:var(--z10-surface);
  border:1px solid var(--z10-line);
  border-radius:100px;
  padding:8px 15px 8px 10px;
  transition:background .2s ease, border-color .2s ease;
}
.z10-toc a:hover{ background:var(--z10-indigo-soft); border-color:var(--z10-indigo); }
.z10-toc span.num{
  width:20px; height:20px;
  border-radius:50%;
  background:var(--z10-indigo-soft);
  color:var(--z10-indigo) !important;
  display:flex; align-items:center; justify-content:center;
  font-size:10.5px; font-weight:800 !important;
  flex:0 0 auto;
}
 
/* ---------- headings ---------- */
.zaimhub-zki10 h2{
  font-family:var(--z10-font-display) !important;
  font-weight:700 !important;
  letter-spacing:-.01em;
  font-size:clamp(23px,2.9vw,32px) !important;
  line-height:1.28 !important;
  color:var(--z10-ink) !important;
  margin:0 0 18px !important;
  scroll-margin-top:24px;
}
.zaimhub-zki10 h3{
  font-family:var(--z10-font-display) !important;
  font-weight:600 !important;
  font-size:clamp(18px,2vw,22px) !important;
  line-height:1.34 !important;
  color:var(--z10-ink) !important;
  margin:8px 0 14px !important;
}
 
.zaimhub-zki10 p{
  font-size:15.8px;
  line-height:1.76;
  color:var(--z10-ink-soft) !important;
  margin:0 0 16px;
  max-width:78ch;
}
.zaimhub-zki10 p:last-child{ margin-bottom:0; }
.zaimhub-zki10 strong{ color:var(--z10-ink) !important; font-weight:700 !important; }
 
/* ---------- section rhythm ---------- */
.z10-section{ padding:34px 0; border-bottom:1px solid var(--z10-line); }
.z10-section:first-of-type{ padding-top:0; }
.z10-section:last-of-type{ border-bottom:none; padding-bottom:0; }
 
/* ---------- reason cards (почему падает рейтинг) ---------- */
.z10-reasons{
  display:flex; flex-direction:column; gap:12px;
  margin:18px 0 18px;
}
.z10-reason{
  display:flex; gap:14px;
  background:var(--z10-surface);
  border:1px solid var(--z10-line);
  border-radius:16px;
  padding:16px 18px;
}
.z10-reason-ico{
  flex:0 0 auto;
  width:38px; height:38px;
  border-radius:11px;
  background:var(--z10-indigo-soft);
  color:var(--z10-indigo);
  display:flex; align-items:center; justify-content:center;
}
.z10-reason-ico svg{ width:18px; height:18px; }
.z10-reason p{ margin:0; font-size:15px; }
 
/* ---------- rule callout ---------- */
.z10-callout{
  display:flex; gap:14px;
  background:var(--z10-amber-soft);
  border:1px solid var(--z10-amber-line);
  border-left:4px solid var(--z10-amber);
  border-radius:14px;
  padding:18px 20px;
  margin:18px 0 0;
}
.z10-callout-ico{
  flex:0 0 auto;
  width:32px; height:32px;
  border-radius:9px;
  background:#fff;
  color:var(--z10-amber);
  display:flex; align-items:center; justify-content:center;
}
.z10-callout-ico svg{ width:16px; height:16px; }
.z10-callout p{ margin:0; color:#5A3E14 !important; font-size:15px; }
 
/* ---------- rehab: cycle diagram + steps ---------- */
.z10-rehab{
  display:grid;
  grid-template-columns:220px 1fr;
  gap:32px;
  align-items:start;
  margin-top:22px;
}
.z10-cycle{
  position:relative;
  width:100%;
  aspect-ratio:1/0.92;
}
.z10-cycle svg.z10-arrows{ position:absolute; inset:0; width:100%; height:100%; overflow:visible; }
.z10-cycle-node{
  position:absolute;
  transform:translate(-50%,-50%);
  width:56px; height:56px;
  border-radius:50%;
  background:linear-gradient(155deg,var(--z10-indigo-deep),var(--z10-indigo));
  color:#fff;
  display:flex; align-items:center; justify-content:center;
  flex-direction:column;
  box-shadow:0 12px 22px -10px rgba(49,46,129,.5);
}
.z10-cycle-node svg{ width:18px; height:18px; }
.z10-cycle-node span{ font-family:var(--z10-font-display) !important; font-size:9.5px; font-weight:800 !important; margin-top:1px; }
.z10-cycle-node.n1{ top:9%; left:50%; }
.z10-cycle-node.n2{ top:76%; left:86%; }
.z10-cycle-node.n3{ top:76%; left:14%; }
 
.z10-cycle-center{
  position:absolute; top:52%; left:50%;
  transform:translate(-50%,-50%);
  text-align:center;
}
.z10-cycle-center b{
  display:block;
  font-family:var(--z10-font-display) !important;
  font-size:15px; font-weight:800 !important;
  color:var(--z10-indigo-deep) !important;
}
.z10-cycle-center small{
  display:block;
  font-size:9.5px; font-weight:700;
  color:var(--z10-ink-muted) !important;
  text-transform:uppercase; letter-spacing:.04em;
  margin-top:1px;
}
 
.z10-steps{ list-style:none; margin:0; padding:0; counter-reset:z10step; }
.z10-steps li{
  counter-increment:z10step;
  display:flex; gap:14px;
  padding:0 0 18px;
}
.z10-steps li:last-child{ padding-bottom:0; }
.z10-step-badge{
  flex:0 0 auto;
  width:32px; height:32px;
  border-radius:10px;
  background:var(--z10-indigo-soft);
  color:var(--z10-indigo);
  display:flex; align-items:center; justify-content:center;
  font-family:var(--z10-font-display) !important;
  font-weight:800 !important;
  font-size:13px;
}
.z10-steps p{ margin:0; font-size:15px; }
 
@media (prefers-reduced-motion:reduce){
  .zaimhub-zki10 *{ transition:none !important; }
}
 
/* ---------- responsive ---------- */
@media (max-width:760px){
  .z10-rehab{ grid-template-columns:1fr; }
  .z10-cycle{ max-width:220px; margin:0 auto; }
}/* End custom CSS */